Retiree Healthcare Information – Non-Medicare

For NON-MEDICARE eligible retirees:

Monthly contributions: Choice 1                  Choice 2
                     Existing Regional Option    Alternative Option
Individual                $13.46                      None
Individual + 1            $24.86                      None
Individual + 2 or more    $34.36                      None

*In Choice 1, the monthly contributions will be reviewed and adjusted annually, if necessary, based on the $12,500 cap.

Medical (Network)      Choice 1                  Choice 2
Deductibles         For medical expenses,       Individual-$400/Family-$800
Coinsurance        current plan provisions            10%
Out-of-pocket Max    continue to apply.         Individual-$1000/Family-$3000
Copays                                                None

*In Option 2, non-network deducibles and out-of-pocket maximums are adjusted to remain at three times the network amounts.  Out-of-pocket msximums do not include deductibles.

Prescription Drugs     Choice 1                  Choice 2
Deductible               $50 per              2010      2011     2012
                    covered individual        $75       $125     $175
                      (retail only)           (retail and Mail order)
Out-of-Pocket Maximum    None                         None
Copays                   2010                 2010      2011     2012
  Retail Generic          $8                  $10       $10      $11
  Retail Preferred       $26                  $30       $30      $33
  Retail nonpreferred    $50                  $50       $50      $55
  Mail Generic           $17                  $20       $20      $28
  Mail Preferred         $54                  $75       $75      $83
  Mail Nonpreferred     $108                  $125      $125     $125

*In Choice 1, the prescription drug copays will be reviewed and adjusted annually.  In addition to the changes noted above, there will be common prescription drug provisions in all regions effective January 1, 2010